Borrowing under three per cent has benefits*

Now may be a better time than ever to refinance your home.

With five-year fixed rates as low as 2.59 per cent and variable rates at 2.15 per cent, anyone with a current mortgage rate over three per cent could potentially benefit from a refinance, and should be having a conversation with a mortgage professional.

Making your home smarter - on a budget

Today's home technology solutions is allowing owners to perform a myriad of tasks, with budget being the only limiting factor.

Yet, you don't need to spend thousands to "smarten" up your home. With a plethora of affordable gadgets now available, any homeowner can increase their home's IQ without breaking the bank.

CREB®Now takes a look at some of the more popular devices available.

Taking high-tech outside the home

* Home is Where the Tech Is: With new technology designed to make the lives of homeowners easier arriving every day. CREBNow explores some of the tech trends designed to help get the best out of your home.

When most homeowners think technology, their thoughts likely turn toward those gadgets designed to add entertainment, safety or convenience to the home.

However, technological advances designed to improve the lives of homeowners need not be cooped up indoors.
Although not as flashy as a new 4K curved screen television, the high-tech contraptions being made for use outdoors can still provide plenty of purpose.

Drop masks diverging local conditions in fourth quarter of 2014

Home price increases in Ontario were key to a slight decrease in housing affordability across Canada, said a report from RBC.

The bank said although owning a home at current market value in Canada was less affordable for the second straight quarter as of the end of 2014, affordability trends have stayed relatively flat since 2010.

Add personality to your home through wall coverings

Once a sign of a bygone era, wallpaper has re-emerged as a creative way of adding a touch of luxury to the home.

"Wallpaper adds a texture and design that can't be achieved through paint or even art by covering such a large surface area," said Krystle Wilk, store manager with Southpointe Paint and Décor in the southeast.

"Depending on the space, wallpaper will make a room feel complete. Whereas if there was nothing added, the room would just look good, not great."

Tis the season they say – the season for snow.

In 2013, more than 75 per cent of respondents to a Royal LePage survey said inclement weather had at least some impact on housing market activity. And, given the fact Calgarians will be seeing plenty of it before spring makes a welcome appearance, now might be a good time to review some helpful tips on how to make the best of the winter season when it comes to putting your home on the market.